Discover It Secured Credit Card

Seeking a credit card that not only aids in establishing or re-establishing your credit but also comes with tangible benefits? Look no further than the Discover it Secured Credit Card. This card stands out as the perfect solution. Offering a generous 2% cashback on dining and gas station purchases, along with a 1% cashback on all other purchases.

Discover It Secured – Benefits

CASHBACK ON PURCHASES: With the Discover it Secured Credit Card, you’ll earn 2x miles on dining, gas stations, and American Airlines purchases, maximizing your rewards in popular spending categories. This generous rewards structure allows you to accumulate miles faster e providing value.

FLIGHT DISCOUNT:  As a cardholder, you’ll also receive a $125 flight discount after spending $20,000 per year. This discount offers substantial savings on your future travels, making it easier to explore new destinations or visit your favorite places without breaking the bank.

NO FOREIGN TRANSACTION FEES: Take advantage of the convenience of using your card internationally without worrying about extra fees. With no foreign transaction fees, the Discover it Secured Credit Card is an ideal companion for frequent travelers, ensuring you can make purchases abroad without incurring additional costs.

Discover It Secured – Fees and commissions

The Discover it Secured Credit Card has no annual fee, helping you save money. The variable interest rate is 27.49% APR, applied to purchases and cash advances. The cash advance fee is $10 or 5% of the cash advance amount, whichever is greater. There is no foreign transaction fee, making the card convenient for international use.

Discover It Secured – Card limit

The Discover it Secured Credit Card offers credit limits ranging from $200 to $2,500, determined based on the value of your security deposit. This deposit serves as collateral and sets your initial credit limit. The flexibility of the deposit allows you to choose a limit that suits your financial needs and ability to pay, enabling responsible financial management while building or rebuilding your credit.

Positive points

    With the Discover it Secured Credit Card, you’ll enjoy attractive rewards that make every purchas. Earn 2% cashback, allowing you to maximize your rewards on everyday expenses. Plus, earn 1% cashback on all other purchases.
    Say goodbye to annual fees and enjoy savings with the Discover it Secured Credit Card. Unlike many other credit cards, this card doesn’t charge an annual fee.
    Gain peace of mind with free access to helpful monitoring tools offered by Discover. Keep track of your credit health with complimentary access to your FICO Score. Additionally, benefit from fraud protection measures that help safeguard your account against unauthorized charges and fraudulent activity.

Negative points

    The interest rate associated with the Discover it Secured Credit Card may be considered high for individuals with certain credit profiles. It’s essential to carefully review the terms and conditions of the card to understand how the interest rate is calculated and how it may impact your finances.
    To open a Discover it Secured Credit Card account, you are required to provide an initial security deposit. This deposit serves as collateral and determines your credit limit. The amount of the security deposit typically ranges from $200 to $2,500.
    The credit limit assigned to your Discover it Secured Credit Card is determined by the amount of your security deposit. As a result, individuals with lower credit scores or limited credit histories may receive a relatively low credit limit initially.

How to apply for – Discover It Secured

  1. isit the official Discover website. 
  2. Click on “Apply Now” to start the online application. 
  3. Fill out the application form with your personal and financial information, including income and employment details. 
  4. Choose the amount of your security deposit, which will determine your credit limit. 
  5. Review all provided information to ensure accuracy. Submit the application and make the security deposit. 
  6. Wait for the analysis and approval, which will be communicated via email.


You will be redirected to the card website

How to contact  – Discover

  • For more information about the Discover it Secured Credit Card, you can contact Discover in several ways:
  • Phone: Call 1-800-DISCOVER (1-800-347-2683) to speak with a representative.
  • Email: Use the contact form available on the official Discover website.
  • Online Chat: Access the chat service on the official website for immediate