Bank Of America Customized Cash Rewards Credit Card

The Bank of America Customized Cash Rewards stands out for its personalized rewards and no annual fee. Apply now and enjoy the benefits of a card that adapts to your lifestyle and maximizes your rewards

Bank Of America Customized Cash Rewards- Benefits

PURCHASE PROTECTION: Insurance against damage and theft on purchases, ensuring that your acquired items are always protected against unforeseen events.

FINANCIAL MANAGEMENT TOOLS: Easily track your spending and rewards online with intuitive tools that help keep your finances organized and under control.

EXCLUSIVE DISCOUNTS: Special offers for members at selected partners, providing access to discounts and advantages that further enhance the benefits of your card.

Bank Of America Customized Cash Rewards – Fees and commissions

The annual fee for the Bank of America Customized Cash Rewards is free. The interest rate varies from 18.24% to 28.24% APR, depending on credit. There is no foreign transaction fee

Bank Of America Customized Cash Rewards – Card limit

The credit limit for this card is determined based on credit analysis, including factors like credit history and income. It’s important to maintain a solid credit profile before applying.
Users often receive competitive initial limits that may increase with responsible card usage, making it appealing for those seeking flexibility. While the Bank of America website doesn’t specify a fixed credit limit, limits are tailored to each applicant’s financial circumstances.

Positive points

  • FLEXIBLE CASHBACK:
    Choose the category that best suits your lifestyle and maximize your rewards.
  • NO ANNUAL FEE:
    Enjoy the savings of not having to pay an annual fee, allowing you to make the most of your benefits.
  • POWERFUL ONLINE TOOLS:
    Manage your finances with ease and precision through intuitive online tools accessible anytime, anywhere.

Negative points

  • HIGH INTEREST RATE:
    The card’s interest rate can be high for some credit profiles, meaning you’ll pay more interest if you don’t pay off your balance monthly.
  • STRICT CREDIT REQUIREMENTS:
    Approval for this card may be difficult for those with limited or no credit history.
  • VARIABLE LIMIT:
    The initial credit limit may not be high for all approved applicants, and it may be subject to change based on your credit history and card usage.

How to apply for – Bank Of America Customized Cash Rewards

  1. Head to Bank of America’s website: Visit the official Bank of America website using your preferred web browser.
    Complete the application: Fill out the online application form with your personal details, including your full name, address, phone number, and email address.
  2. Proceed step-by-step: Click “Continue” after completing each section of the application and follow the prompts until all steps are finished.
  3. Review the terms: Take a moment to review the card’s terms and conditions before submitting your application.
  4. Submit and wait: Once you’ve reviewed the terms and are happy to proceed, submit your application and wait for Bank of America’s decision.
  5. Faster application (existing account holders): If you already have a Bank of America account, log in to your online banking platform to expedite the application process. This may streamline the verification steps.
You will be redirected to the card website

How to contact  – Bank of America

Bank of America offers a variety of convenient ways to contact us and get the assistance you need. Whatever your question or request, we are here to help.

Call customer service: 1-800-732-9194.
Visit the official website and use the online chat: https://locators.bankofamerica.com/
Visit a Bank of America branch: The nearest branch to you at https://locators.bankofamerica.com/
Send a message through the Bank of America mobile app